As you know, my struggles finding stable housing in Orlando are well documented. Rents are being raised anywhere from 20% to 60% from agreement to agreement, and there is very little inventory for buying a home and the process is ultra competitive.
So, I finally decided to take the plunge and try to buy a home. I got my VA Certificate of Eligibility and began to explore potential lenders.
Veterans United was advertised adjacent to VA listings. It was a straight shot to their website and I was optimistic when I applied.
It turned out to be the biggest mistake of my housing search. In fact, it’s a real reason why I’m no closer to my home today.
You see, I’m a 1099 contractor. I don’t get a regular paycheck. I get paid when my work is completed.
And the representative from Veterans United didn’t like that. And he let me know. It sounded like he didn’t want to have anything to do with me.
So I went to another lender. But that wasn’t before Veterans United hurt my credit score with their check only to find out a short time later that they didn’t want to work with me.
And the damage done to my score put me out of reach for the Hometown Heroes Program here in Florida. It was a matter of just a couple of points.
Yes. There is some self accountability here. My credit should be better. I’m working hard to fix the damage that was done.
But whenever I see Veterans United, I think about how they actually kept me from finding a home.
And that’s nothing I can never forget. Be careful when approaching this organization.